Question 1

What is Pre-Settlement Funding?

Accepted Answer

Think of pre-settlement funding or consumer legal funding as a cash advance on your pending lawsuit rather than a traditional loan. You receive the money you need today to stay afloat, and the funding company is paid back directly from your final settlement. There is zero personal risk. If your claim is unsuccessful, you aren't required to pay back a dime.

Question 2

How Is It Risk Free?

Accepted Answer

National Legal Funding provides a non-recourse advance. Unlike a traditional bank loan, our funding is a purchase of a portion of your future settlement proceeds. Because this is an investment in your case, not a debt, your credit score is irrelevant to the approval process.

Question 3

How Does It Work?

Accepted Answer

Start by filling out our simple online form with your case and attorney details. Our team will then review your information to approve or deny the request. Once approved, we will send the necessary paperwork for you and your attorney to sign. After the documents are processed, we dispatch your funds via bank transfer, check, or Western Union, often the same day.

Question 4

How Much Money Can I Get?

Accepted Answer

Depending on the specifics of your claim, we can get you anywhere from $500 to $100,000 in cash, and potentially even more for high-value cases. At National Legal Funding, we prioritize your financial health by typically capping your advance at about 10% of your case's estimated value.

Question 5

What If I Lose My Case?

Accepted Answer

You keep the money and owe nothing. It's that simple.

Question 6

Do I Need Good Credit?

Accepted Answer

Your credit score is never considered in the approval process.

Your Questions, Answered.